Insurance Advisor

Insurance Advice from Gelfand

Determining the right level and different types of insurance coverage to carry is an foundational  part of your financial security. The best course of action is to prepare for the worst and hope for the best.

Insurance can be issued for a wide range of items in our lives. Our health care, our dental care, our vision, our automobiles, our homes, our businesses, and our lives can be insured in the event that something unexpected happens.

Insurance offered by Gelfand

Automobile Insurance protects the assets of the automobile that are insured, as well offer coverage for all or part of any collision damage that may be caused in the event of an accident. Automobile insurance can also cover medical bills incurred as a result of any accident as well and is required to be kept on any vehicle that is driven on public streets.

Business Insurance helps small business owners manage liability to his or her customers, employees, and any property that could be damaged in an accident in the course of doing business.

Home Insurance covers an insured home and property in the event of a burglary, fire, and potentially, a natural disaster. Home insurance also protects the owner if someone other than the family gets hurt in some way on their property and can pay up a portion of their medical bills, depending on the coverage.

Life Insurance is an insurance which the insured person pays a premium to the insurance company until their death. At that time, the insurance company will pay out a predetermined amount of money to the stipulated beneficiary, usually a family member. While life insurance is not required, it is a responsible insurance to have as it helps take care of the financial burdens left when the insured person dies unexpectedly.

Health Insurance is a contract in which the insured person pays a regular premium for having all or a majority of their medical bills to be paid in the event of an illness, accident, or routine health-related checkups. Emergency Medical bills can build to very large amounts very quickly and health insurance is a vital necessity for financial security.