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Making monthly premium payments is costing you money

You may not realize, but you could be paying a higher payment for your life insurance if you pay your premium in monthly installments. Many insurance companies charge extra fees if you make monthly premium payments instead of paying the annual premium.
Augment the life insurance offered in your job benefits

Many employers offer their employees some sort of group life insurance, but this amount of coverage is usually not enough to adequately meet your life insurance needs. In addition, group life insurance policies are not portable, meaning that if you leave your job, you can't take your life insurance coverage with you.