Auto Insurance

As an independent insurance agency, Gelfand Insurance Group compares rates and coverage options from multiple trusted carriers so you get the right protection at the right price, without the guesswork.

One Call. Multiple Carriers. Better Coverage.

When you go directly to a single insurance company, you only see their rates. When you work with Gelfand Insurance Group, we do the shopping for you comparing policies across our network of carriers to find coverage that fits your driving situation, your family, and your budget.

Whether you’re insuring a new car, adding a teen driver, or just wondering if you’re overpaying, our agents are here to help.

Auto Insurance Coverage Options

We’ll help you understand what you need and what you don’t. Common coverage types we can help you compare include:

Liability Coverage

Required in Oregon and most states, this covers bodily injury and property damage you cause to others in an accident.

Collision Coverage

Pays to repair or replace your vehicle after a collision, regardless of who’s at fault.

Comprehensive Coverage

Covers non-collision damage — theft, vandalism, weather events, hitting an animal, and more.

Uninsured/Underinsured Motorist Coverage

Protects you if you’re hit by a driver who has no insurance or not enough to cover your damages.

Medical Payments (MedPay) / Personal Injury Protection (PIP)

Covers medical expenses for you and your passengers after an accident, regardless of fault.

Roadside Assistance & Rental Reimbursement

Optional add-ons that provide extra peace of mind when things go wrong on the road.

Why Choose an Independent Agent for Auto Insurance?

With so many companies advertising online, it’s easy to wonder why you’d call an agent at all. Here’s the difference:

We work for you, not a carrier.

Independent agents aren’t tied to one company’s products or quotas. Our job is to find you the best fit.

We compare, you choose.

Instead of getting one quote, you get options — side by side, explained in plain language.

We're here after the sale.

Got a claim? Need to add a vehicle? Life changed and your policy needs to keep up? We’re a real team of people you can actually call.

We know the market.

Rates and carrier appetites shift constantly. We stay on top of it so you don’t have to.

Request a Auto Insurance Review

Over 1000+ Happy Clients

Frequently Asked Questions

How much auto insurance do I need in Oregon?

Oregon law requires minimum liability limits, but minimum coverage often isn’t enough to fully protect you. We’ll walk you through what’s required and what’s recommended based on your situation.

Yes. We work with carriers that specialize in non-standard or high-risk auto policies, so we can often find options even if you’ve had tickets, accidents, or a lapse in coverage.

In most cases, yes. Many carriers offer meaningful discounts when you insure your home (or renters policy) and vehicles together. We’ll show you what the numbers look like with and without bundling.

That’s exactly what a free policy review is for. Bring in your current declarations page and we’ll compare it against what else is available in the market.

Gelfand Insurance Group serves clients across 9 states. Contact us to confirm coverage is available in your area.